Defensible Reports
Our reports are engineered to hold up under pressure, whether in negotiation, arbitration, or litigation. Every detail is documented.
True Independence
We maintain zero financial interest in the result. Our impartiality remains complete, independent, and unwavering.
Appraisal & Umpire Expertise
We operate as party‑appointed appraisers and neutral umpires, informed by real‑world experience on both sides of the appraisal process.
Responsive Communication
Claims managers don’t have time to track down their appraiser. Our one‑day first contact establishes control from the start.
Each party selects a competent, independent appraiser. Titan Risk Adjusters is retained as that expert
Read moreThe appraisers must agree on a neutral umpire. When they cannot, the court appoints one to move the process forward
Read moreWe conduct the inspection, document the loss thoroughly, and generate a precise, itemized appraisal report
Read moreWhen any two of the three sign the award, whether appraisers or umpire, it becomes binding on all parties
Read moreThe appraisal process follows a defined procedural framework established by the insurance policy
Titan Risk Adjusters executes every step with precision and professionalism
| Party | Appointed By | Function |
|---|---|---|
| Insured’s Appraiser | Policyholder | Conducts independent inspection and produces a damage valuation on behalf of the insured |
| Carrier’s Appraiser | Insurance Carrier | Conducts independent inspection and produces a damage valuation on behalf of the carrier |
| Umpire | Both appraisers jointly | Neutral arbitrator who resolves any disagreement between the two appraisers — their decision resolves the dispute |
Experience the advantage of a disciplined, process‑driven method for resolving property insurance disputes