Terms & Conditions

Titan Risk Adjusters LLC d/b/a Titan Risk Adjusters Effective Date: October 20, 2026

  1. Acceptance of Terms

By accessing, browsing, or using the services provided by Titan Risk Adjusters LLC d/b/a Titan Risk Adjusters (“Titan Risk Adjusters,” “we,” “our,” or “us”), you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree, you must discontinue use of our website, services, and communications.

  1. Company Overview

Titan Risk Adjusters provides property insurance appraisal, umpire, reinspection, and related claim support services for residential and commercial losses. Our services include but are not limited to:

  • Appraisal and Umpire Services
  • Property Reinspection
  • Loss Evaluation
  • Claim Documentation Review
  • Technology‑assisted claim assignment and tracking
  • Reporting and field inspection services

These Terms govern all interactions with Titan Risk Adjusters, including digital platforms, communications, and service engagements.

  1. No Guarantee of Outcome

Titan Risk Adjusters operates as an independent adjusting and appraisal service provider. We do not guarantee any specific claim outcome, settlement amount, coverage determination, or carrier decision. All evaluations, reports, and recommendations are based on professional judgment, industry standards, and available information at the time of service.

  1. Professional Neutrality

Titan Risk Adjusters maintains strict neutrality in all appraisal, umpire, and reinspection assignments. We do not advocate for any party and do not act as legal counsel, public adjusters, or representatives for policyholders or carriers. Our role is limited to independent evaluation and documentation.

  1. Use of Technology & Data

Titan Risk Adjusters may utilize proprietary or licensed technology platforms to manage, assign, track, and deliver claim‑related work. By using our services, you consent to the use of such systems for communication, documentation, scheduling, and reporting.

We do not sell, lease, or distribute client or claim data to third parties except as required to perform contracted services or comply with legal obligations.

  1. Client Responsibilities

Clients engaging Titan Risk Adjusters agree to:

  • Provide accurate and complete claim information
  • Supply access to properties, documents, and relevant materials
  • Communicate promptly regarding scheduling or required documentation
  • Ensure all assignments are authorized and compliant with carrier or regulatory requirements

Failure to provide necessary information may delay or limit service delivery.

  1. Service Fees & Payment Terms

Fees for services are determined by assignment type, scope, and complexity. Payment terms will be outlined in service agreements, carrier contracts, or assignment confirmations. Late payments may incur additional charges or suspension of services.

  1. Limitation of Liability

Titan Risk Adjusters is not liable for:

  • Carrier claim decisions
  • Policyholder actions
  • Structural or property conditions outside our control
  • Delays caused by weather, access issues, or third‑party scheduling
  • Any indirect, incidental, or consequential damages

Our liability is limited to the fees paid for the specific service rendered.

  1. Intellectual Property

All content, reports, photographs, diagrams, technology outputs, and materials produced by Titan Risk Adjusters remain our intellectual property unless otherwise agreed in writing. Clients receive a license to use deliverables solely for claim evaluation purposes.

  1. Compliance With Laws

Titan Risk Adjusters complies with all applicable state and federal regulations governing insurance adjusting, appraisal, and claim handling. Clients agree not to use our services for fraudulent, misleading, or unlawful purposes.

  1. Termination of Services

We reserve the right to decline, suspend, or terminate services at our discretion, including but not limited to:

  • Conflicts of interest
  • Non‑payment
  • Misrepresentation
  • Unsafe property conditions
  • Violations of these Terms & Conditions
  1. Website Use & Restrictions

Users of titanriskadjusters.com agree not to:

  • Attempt unauthorized access to systems or data
  • Copy, distribute, or misuse website content
  • Upload malicious code or engage in harmful digital activity

Website content is provided “as‑is” without warranty.

You agree to receive information messages (appointment reminders, account notifications, etc.) from TITAN RISK ADJUSTERS LLC. Message frequency varies. Message and data rates may apply. For help, reply HELP or email us at sales@titanriskadjusters.com. You can opt out at any time by replying STOP.

  1. Changes to Terms

Titan Risk Adjusters may update these Terms & Conditions at any time. Continued use of our website or services after changes constitutes acceptance of the updated terms.

  1. Governing Law

These Terms & Conditions are governed by the laws of the State of Texas, without regard to conflict‑of‑law principles.

  1. Contact Information

For questions regarding these Terms & Conditions or our services, contact:

Titan Risk Adjusters LLC

Email: info@titanriskadjusters.com

Phone: (832) 399-5899

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